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Figuring investment cost basis

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Refinance likely, thanks to equity cushion

Shield money in bankruptcy with 529 plan

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Today's Rates:

Mtg Loan

Rate

APR

30-yr Fixed	4.95%	5.11%
15-yr Fixed	4.32%	4.55%
1-yr Adj	4.22%	5.24%

* national averages

202 Galante Way Oxnard, CA 93036
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